Health Carriers

First National Administrators and affiliated companies offers a full service network of health, life, disability income and dental insurance companies, providing superior products and unsurpassed service. For over 25 years, our group of affiliated companies has displayed a superb track record in the broker community.

Below is a list of the Health Insurance Carriers that we represent. If you click on the carrier name, you can access the carrier website.

Aetna is a national company with over 150 years of experience. They offer a wide range of plans. In addition they have a discounted vision care program called "Vision One," that is automatically included in every health plan. They have an expanded physician network, one of the largest hospital networks in Greater New York and an ID card that is recognized across the country. There are many plans to choose from with many options available to meet the needs of many different kinds of companies. In February 2002, Aetna's entire Northeast region, which includes plans operating in Connecticut, New York, northern New Jersey and Maine, has earned an "excellent" rating from the NCQA.

Atlantis Health Plan is a new plan available to the NY Metropolitan area including the Boroughs of Manhattan, Brooklyn, Queens, Bronx and Staten Island. Atlantis is the plan where the "Doctors make the difference" because Atlantis is solely owned and governed by private practice doctors. Their goal is to provide cost-effective health care and they offer POS and HMO plans with a choice of copayments and plans which gives the consumer a wide range of health care and medical services including preventive care.

Cigna is a leading provider of healthcare, insurance and financial services throughout the United States and around the world. Cigna HealthCare is one of the nations largest health care organizations. Cigna is delivering quality care and is determined to do it in a friendly, uncomplicated way to the member as well as the broker community. By offering such benefits as discounted alternative medicine and laser vision correction, Cigna has the best interest of it's members at heart. Cigna offers a large selection of medical plans with an array of copayment options. Dental plans are also available.

GHI Effective November 2006, GHI and HIP are now formally affiliated companies operating under a common parent, EmblemHealth, serving over four million members across the tri-state area. Under the affiliation, as sister companies, GHI and HIP both continue without disruption or change to their current operations.
Existing group coverage will not be changed as a result of the affiliation. Over time, the combined entity will develop and make available an expanded range of cost effective products and new services to customers. Affiliation is the first step as GHI and HIP begin the process of combining and integrating as they move toward an eventual merger. GHI has the solutions for any company's healthcare needs with competitive rates and quality coverage at an affordable price. For more than 60 years, GHI has pioneered affordable health insurance programs.

Health Net, Inc.,Health Net of the North East, Inc. is a subsidiary of HealthNet, Inc. one of the nation's largest publicly traded managed healthcare companies, serving New York, New Jersey, Connecitcut and select counties in Pennsylvania. Health Net Healthcare Solutions provides the total solution for employer groups 50 and under in the Northeast by offering competitive and flexible plans, access to quality care and programs , as well as the tools and resources that empower comsumer decision-making.

Health Advocate, Inc., the nation’s leading health advocacy and assistance company, serves more than 10 million Americans nationwide through its more than 3,000 client relationships. Since Health Advocate, Inc. was founded in 2001, they have been helping members navigate the healthcare system through our full spectrum of time and money-saving solutions.

HealthPass offers freedom of choice for Small Business. HealthPass is an exciting small group product (2-50 eligible employees) that addresses the unique needs of small businesses. Employees of small businesses typically get one choice in health insurance - take it or leave it. With HealthPass in place, employers give their employees a choice from many different benefit options from some of the best health plans in New York - GHI, HIP Health Plans, HealthNet and PerfectHealth. And by using the "defined contribution" method, employers can fix a benefits budget while allowing their employees access to a menu of benefit options, just like a Fortune 500 company. Plans are available with all different levels of benefits including both in-network only and in and out of network options to choose from. And by joining together quality networks, Healthpass offers more doctors and hospitals to employees than any one plan alone. Plus, everything is simplified so there's only one enrollment form, one group application and one consolidated bill. HealthPass - it's that simple. (NOTE: HealthPass is available for businesses located in the 5 boroughs of New York, Westchester, Rockland, Nassau and Suffolk Counties and Orange, Putnam and Dutchess Counties - for more info, contact your FNA representative or visit our website at www.healthpass.com)

HIP - Effective November 2006, HIP and GHI are now formally affiliated companies operating under a common parent, EmblemHealth, serving over four million members across the tri-state area. Under the affiliation, as sister companies, GHI and HIP both continue without disruption or change to their current operations.
Existing group coverage will not be changed as a result of the affiliation. Over time, the combined entity will develop and make available an expanded range of cost effective products and new services to customers. Affiliation is the first step as GHI and HIP begin the process of combining and integrating as they move toward an eventual merger. Known as the region's premier HMO and growing in its national reputation, HIP Health Plan of New York offers an expanding range of health care choices as well as a growing provider network. Now number over 21,000 providers in nearly 32,000 service locations, HIP's health care options include physicians independent practice as well as physicians practicing in health care centers. The centers are managed by outstanding groups of multispecialty physicians, as well as groups associated with leading hospitals, such as Beth Israel Medical Center, St. Luke's and Roosevelt Hospitals; Lenox Hill Hospital; St. Barnabas Hospital and Montefiore Medical Center. In addition, with the acquisition of Vytra HealthPlans and it's 200,000 members, HIP is the largest HMO and one of the largest health plans in the NY Metropolitan area. It is also the largest Medicare and Medicaid HMO in New York State, according to Centers for Medicare and Medicaid Services. HIP is the first health plan in the nation to offer a Web site (hipusa.com) in English, Spanish, Chinese and Korean

The LIA Health Alliance is a small business health insurance purchasing cooperative designed to increase competition, decrease health insurance rates and expand choices. The advantage to the LIA Health Alliance is that employees in one group can have the option of choosing from different health insurance carriers (Atlantis Health Plan, GHI, HIP Health Plan of New York and Perfect Health) as well as different benefit plans. The choice you make within your company is based on the network and your budget. With the combination of carriers, it is the most extensive list of physicians and hospitals on Long Island.

\ Oxford Healthplans is pleased to announce that the merger between UnitedHealthcare and Oxford Health Plans has been formally completed, uniting two highly complementary organizations focused on creating more choice and access in our markets. UnitedHealthcare's tri-state operations will be combined with those of Oxford Health Plans under the leadership of Chuck Berg. Oxford Health Plans offers consumers access to a broad network of quality health care physicians and providers in the tri-state region. The combination strengthens the offerings and capabilities available to customers of both companies, enabling greater flexibility, choice, and access to the health care system. The blending of these two companies will give many advantages.

PerfectHealth - PH is a wholly owned subsidiary of HIP as of 1/1/06. PerfectHealth provides employers and
employees with the tools and resources they need to make the best possible healthcare choices for themselves and their dependents. By joining high deductible plans with tax deductible Health savings Accounts planholders can save premium dollars and stop paying out of pocket expenses with after tax dollars.

UnitedHealthcare provides a full spectrum of consumer-oriented health benefit plans and services. The company organizes access to quality, affordable health care services on behalf of more than 28 million individual consumers, contracting directly with more than 500,000 physicians and care professionals and 4,700 hospitals nationwide to offer consumers broad, convenient access to services nationwide. UnitedHealthcare is one of the businesses of UnitedHealth Group (NYSE: UNH), a diversified Fortune 50 health and well-being company.


Long Island NY (516) 352-7000
New Jersey (973) 257-5558
Outside NY (800) 443-0343 - Las Vegas NV (702) 248-1012

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