Our Carriers
All of the information you need, all on one place. Please see our list of New York, New Jersey and Ancillary carriers. For information, visit our Resource Library for up to date enrollment forms, group applications and more.
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New York
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New Jersey
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Ancillary
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Aetna
Aetna is an American managed health care company that sells traditional and consumer directed health care insurance and related services. Aetna is committed to providing individuals, employers, health care professionals, producers and others with innovative benefits, products and services. The solution to help your clients and their teams manage their health priorities.
Key Documents
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ArmadaCare
ArmadaCare - Supplemental Insured product suite but not your typical insurance. But there’s another type of supplemental available in the group health benefits market, called supplemental expense reimbursed insured plans, like the Ultimate Health insurance plan.
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Cigna
For more than 200+ years, Cigna has worked in the spirit of true partnership to change lives — keeping members healthy with preventive care, simplifying access to health care, and helping you recover from illness or injury to provide for your families. When it comes to you, our customers and their families, we’re in this together, all the way.
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Emblem Health
EmblemHealth is one of the nation's largest nonprofit health insurers, with 3.1 million members and an 80-year legacy of serving New York's communities. The company offers a full range of commercial and government-sponsored health plans to employers, individuals and families, as well as convenient community resources. As a market leader in value-based care, EmblemHealth partners with top doctors and hospitals to deliver quality, affordable care.
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Empire BCBS
Empire BlueCross BlueShield (Empire) is the trade name of Empire HealthChoice Assurance, Inc., and Empire Blue Cross Blue Shield HMO is the trade name of Empire HealthChoice HMO, Inc., independent licensees of the Blue Cross Blue Shield Association, serving residents and businesses in the 28 eastern and southeastern counties of New York State.
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Health Advocate
Visit the Health Advocate Site
Health Advocate has been helping Americans navigate the complexity of the healthcare system for over 16 years. They offer a full range of clinical and administrative services as well as behavioral health and wellness programs supported by medical claims data science and a technology platform that uses machine learning to drive people to engage in their health and well-being with the result being improved health outcomes, reduced absenteeism and presenteeism, and lower costs.
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HealthFirst
Healthfirst makes it easy for brokers to offer New York small businesses (1-100 employees) another option in health insurance. HealthFirst brings the commercial market the same best-in-class quality and satisfaction that their members have enjoyed for more than 25 years.
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HealthPass
HealthPass is a private, New York health insurance exchange providing companies in the New York metropolitan area accessible and affordable health insurance coverage. As part of an exchange, employees have the ability to choose health insurance and benefit plans to fit their needs and budget. The exchange allows employees to pick from a wide range of insurance carriers, provider networks, metal levels and plan types.
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Nippon Life Benefits
Visit the Nippon Life Benefits Site
For more than 25 years Nippon Life Benefits has focused on offering fully-customizable employee benefit packages that give companies the peace of mind that comes from top-quality coverage at prices that help protect the bottom line. Nippon Life Benefits delivers a full range of products so each employer can create the perfect benefit package for their company.
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Oscar
Since its inception, Oscar has been focused on one mission – to be a health insurance company centered around the patient, engaging members and guiding them to the right care.
Key Documents
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Oxford
Founded in 1984, Oxford Health Plans specializes in group health insurance coverage and offers a wide range of affordable health plans through its extensive network. The company is known for quality customer service and provides in-network benefits such as alternative medicine visits, fitness incentives, and low prescription co-pays.
Key Documents
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United Healthcare
Visit the United Healthcare Site
UnitedHealth Group is a highly diversified health and well-being company headquartered in the United States, serving the markets for health benefits through UnitedHealthcare, and the growing markets for health services through Optum.
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Aetna
Aetna is an American managed health care company that sells traditional and consumer directed health care insurance and related services. Aetna is committed to providing individuals, employers, health care professionals, producers and others with innovative benefits, products and services. The solution to help your clients and their teams manage their health priorities.
Key Documents
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AmeriHealth
One of the only health insurers focused solely on the state of New Jersey. They live here. They work here. And they are involved in the community. This provides a better understanding of members and the issues they face with New Jersey health insurance. It is AmeriHealth’s mission to enhance the health and well-being of the people and communities that they serve. They offer many affordable plans, one of the largest networks in New Jersey, and various kinds of wellness programs.
Key Documents
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ArmadaCare
ArmadaCare - Supplemental Insured product suite but not your typical insurance. But there’s another type of supplemental available in the group health benefits market, called supplemental expense reimbursed insured plans, like the Ultimate Health insurance plan.
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Cigna
For more than 200+ years, Cigna has worked in the spirit of true partnership to change lives — keeping members healthy with preventive care, simplifying access to health care, and helping you recover from illness or injury to provide for your families. When it comes to you, our customers and their families, we’re in this together, all the way.
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Horizon BCBS
For over 85 years, Horizon Blue Cross Blue Shield of New Jersey (BCBSNJ) has served generations of New Jersey families and businesses. Committed to providing financial protection and peace of mind through affordable health insurance products and services, Horizon BCBSNJ is the company trusted by the majority of NJ’s residents.
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Nippon Life Benefits
Visit the Nippon Life Benefits Site
For more than 25 years Nippon Life Benefits has focused on offering fully-customizable employee benefit packages that give companies the peace of mind that comes from top-quality coverage at prices that help protect the bottom line. Nippon Life Benefits delivers a full range of products so each employer can create the perfect benefit package for their company.
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Oscar
Since its inception, Oscar has been focused on one mission – to be a health insurance company centered around the patient, engaging members and guiding them to the right care.
Key Documents
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Oxford
Founded in 1984, Oxford Health Plans specializes in group health insurance coverage and offers a wide range of affordable health plans through its extensive network. The company is known for quality customer service and provides in-network benefits such as alternative medicine visits, fitness incentives, and low prescription co-pays.
Key Documents
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United Healthcare
Visit the United Healthcare Site
UnitedHealth Group is a highly diversified health and well-being company headquartered in the United States, serving the markets for health benefits through UnitedHealthcare, and the growing markets for health services through Optum.
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Aetna
Aetna is an American managed health care company that sells traditional and consumer directed health care insurance and related services. Aetna is committed to providing individuals, employers, health care professionals, producers and others with innovative benefits, products and services. The solution to help your clients and their teams manage their health priorities.
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Ameritas
Ameritas offers competitive insurance, employee benefits and financial products and services. And we service them in a highly welcoming, highly ethical, highly professional manner that builds lasting trust and enduring relationships.
Key Documents
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Cigna
For more than 200+ years, Cigna has worked in the spirit of true partnership to change lives — keeping members healthy with preventive care, simplifying access to health care, and helping you recover from illness or injury to provide for your families. When it comes to you, our customers and their families, we’re in this together, all the way.
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Colonial LifeVisit the Colonial Life Site
Colonial Life offers supplemental health benefits for life insurance, accident insurance, disability insurance and more.
Key Documents
Colonial Group Medical Bridge NY Sample Rates
Group Medical Bridge Plans at a Glance
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Delta Dental
Delta Dental is America's largest and most trusted dental benefits carrier. We cover more Americans than any other dental benefits provider.
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Empire
Empire BlueCross BlueShield (Empire) is the trade name of Empire HealthChoice Assurance, Inc., and Empire Blue Cross Blue Shield HMO is the trade name of Empire HealthChoice HMO, Inc., independent licensees of the Blue Cross Blue Shield Association, serving residents and businesses in the 28 eastern and southeastern counties of New York State.
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General Vision Services
Visit the General Vision Services Site
Since its inception more than 60 years ago, General Vision Services (TM) has been proudly serving more than 3 million members of unions, HMOs and corporations. GVS continues to be a leading Eyecare Benefits Administrator and Preferred Provider Organization (PPO) provider of eyecare plans nationally.
Key Documents
GVS National Small Group NY Plan Rates
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Guardian
Guardian offers a broad benefit product portfolio that includes coverage for medical, dental, vision, pharmacy, behavioral health, and other ancillary benefits like disability coverage, flexible spending care account, 401K retirement savings plan, as well as a generous PTO plan.
Key Documents
Guardian Enrollment and Change Request Application
Guardian NY Group Dental Application
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Hartford
The Hartford’s Employee Choice BenefitsSM is a premier voluntary employee benefits solution that gives employers access to easily managed and competitive voluntary packages. It can help businesses round out their benefits package to create a more comprehensive offering that helps attract and retain employees.
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Healthplex
Whether you are looking for a new customized dental plan, wish to have an existing dental program redesigned, or simply want to lower your overall dental costs, Healthplex has you covered. They specialize in designing cost-effective dental programs for labor organizations.
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Lincoln Financial
Visit the Lincoln Financial Site
Lincoln Financial Group is a well-recognized family of companies steeped in their namesake’s ideals. They work together with financial professionals, employers and organizations to help individuals and families confidently plan their financial futures and protect their loved ones.
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MetLife
FA Name Trusted For Over 145 Years. Protection You Need For You & Your Family. Coverage you can count on. Flexible solutions. Dependable & trustworthy. Proven expertise. Services: Small Businesses, Benefits for Employees, Corporate Benefit Funding, Broker Info.
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Nippon Life Benefits
Visit the Nippon Life Benefits Site
Nippon Life Benefits has been focused on delivering innovative employee benefits since 1991. Fully-customizable programs give companies the peace of mind that comes from top quality protection at prices that help protect the bottom line. Our full product line includes Medical (Fully-Insured and Self-Funded), RX, Wellness, Dental, Life, Disability, and Vision.
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PrimePay
PrimePay empowers small businesses to thrive by offering integrated payroll services, HR and benefits administration with superior support to back it.
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Principal
Principals expertise spans the globe, but we’re bound by one common purpose: to give you the financial tools, resources and information you need to live your best life. Whether you’re looking to secure your own retirement or your clients’, they’ll work with you to find strategies that are right for you to help you meet your specific, long-term goals.
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Prudential
For more than 140 years, Prudential Financial has helped individual and institutional customers grow and protect their wealth. We are known for delivering on their promises to their customers, and are recognized as a trusted brand and one of the world’s most admired companies.
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Reliance Standard Life
Visit the Reliance Standard Site
Reliance Standard Life Insurance Company (Reliance Standard) is a leading insurance carrier specializing in innovative and flexible employee benefits solutions including disability income and group term life insurance, a suite of voluntary (employee paid) coverage options and fully integrated absence management. Reliance Standard markets these solutions through independent brokers and agents to employers of all sizes. Rated A+ by both A.M. Best and Standard & Poor's. Reliance Standard began its centennial year in 2006.
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Renaissance Life and Health of NY
Visit the Reliance Life and Health of NY Site
Renaissance is part of the Renaissance Health Service Corporation, which was founded in 1957 and has offices in Arkansas, Georgia, Florida, Indiana, Kentucky, Michigan, New Mexico, New York, North Carolina, South Carolina, Ohio, Tennessee, Texas, and Nevada. The Renaissance PPO network features access to more than 300,000 dental office locations nationwide.* While you save the most money by visiting a dentist in our network, you are welcome to visit any licensed dentist in the country.
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Shelterpoint
NY-domiciled carrier founded in 1972 as The First Rehabilitation Insurance Company and renamed to ShelterPoint Life Insurance Company in 2014. ShelterPoint is New York’s expert in statutory disability and Paid Family Leave.
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Solstice
In an effort to encourage dental care, Solstice offers fully-insured and Indemnity/PPO, ASO, pre-paid and discount dental programs. They also offer discount and fully insured Vision programs, Life, Disability and Prescription coverage.
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SunLife
Sun Life is your best partner for benefits. You can rely on our broad portfolio of products, including Group Life, Disability, Dental, Voluntary and Stop-Loss insurance, our specialized solutions for small, medium-sized and large companies, and our commitment to helping our clients succeed.
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UHC Oxford
Founded in 1984, Oxford Health Plans specializes in group health insurance coverage and offers a wide range of affordable health plans through its extensive network. The company is known for quality customer service and provides in-network benefits such as alternative medicine visits, fitness incentives, and low prescription co-pays.
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United Healthcare
Visit the United Healthcare Site
UnitedHealth Group is a highly diversified health and well-being company headquartered in the United States, serving the markets for health benefits through UnitedHealthcare, and the growing markets for health services through Optum.
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Unum
Unum offers a full array of benefits solutions, including benefits communication, enrollment services and claims support. Their award-winning absence management and vocational rehabilitation services help ease the disruption to businesses and employees by enabling them to return to full capacity as soon as they're able.